.: What to Do in the Event of an Accident
Experiencing a motorcycle accident can be fairly traumatic, from sustaining personal injuries to observing damage to the bike and beyond, but it's of essential importance to remain as calm as possible and take down the right information on the spot. With an accurate and thorough report of what happened, motorcycle insurance policy holders can rely on a faster claims process and a more successful resolution.
There are several factors involved in a motorcycle accident that should be noted, aside from the other driver's license and registration information. Data about the condition of the road, the weather, traffic density, and any other contributing factors should be recorded, and, if possible, photographed. Any evidence of damage, such as skid marks, broken glass, or scuffs on the vehicles or riding equipment, should be recorded as well. The names and addresses of any eye witnesses should also be written down in case fault is disputed. You should never admit liability at the scene of a accident as this could void your insurance policy.
After obtaining as much information as possible, riders involved in a motorcycle accident should contact their insurance agent to begin the claims process. Taking care to preserve copies of medical bills, damage repair quotes, and other vital receipts will help insurance companies make a faster and more accurate payment. Through making a concerted effort to provide comprehensive information and documentation and working with a quality insurance agency or brokerage, motorcycle riders can greatly decrease the stress and worry of an accident and work towards getting back on the road.