.: New Riders
The prospect of finding and purchasing motorcycle insurance in the UK as a new rider can be a bit daunting, but in some cases, a fresh perspective may actually go a long way towards lowering the cost of coverage. Older riders who are insuring a bike for the first time can typically rely on reasonable rates, especially in the case of attractive driving records in four-wheel vehicles. Younger riders with an interest in first-time motorcycle insurance, however, may have a more difficult time finding a financially suitable policy.
One of the best routes to take towards obtaining the best possible motorcycle insurance as a new rider is to sign up for an instructional course or seminar. In the UK, riders can get tips and advice from various riding clubs and associations, and completing certification beyond the Compulsory Basic Training can attract lower rates and greater insurer confidence. Training for Accelerated or Direct Access, or completing an Advanced Rider Scheme, can show insurance companies that riders are serious about their skills and about safety making it easier to lower standard risk-based costs.
Some new riders may wish to take on a higher insurance excess when purchasing motorcycle insurance, as this can help leverage the costs of regular premiums. Such a plan may help riders exercise extra safety on the road, but it's important to realize that minor scrapes and drops are likely to occur from time to time and it's always nice to have a reasonable policy on one's side when the unexpected strikes.